1 lg. ground beef
1 (1 1/2 oz.) pkg. taco seasoning mix
3/4 c. water
1 (15 oz.) can refried beans
2 c. shredded lettuce
1 tbsp. chopped green chilies (optional)
1/4 c. chopped onions
1 c. (4 oz.) shredded Cheddar cheese
Nacho-flavored tortilla chips
Chopped tomatoes
Sliced ripe olives
Dairy sour cream
Taco sauce

1. Put meat into 2 quart glass casserole 4 minutes at High - until browned, drain.

2. Mix taco seasoning mix and water and add to ground beef, stir. Cover with waxed paper. Cook in microwave 5 minutes at Medium; stir once.

3. Lightly grease bottom of 2 1/2 quart open oval casserole. Spread refried beans evenly over the bottom. Sprinkle with lettuce, onions, and chilies; top with ground beef mixture. Cover.

4. Microwave 3 1/2 minutes at Medium-High or until bottom of casserole feels warm. Rotate 1/2 turn during cooking. Sprinkle with cheese on the top. Cook, uncovered, 3 minutes at Medium-High or until cheese melts.

5. Garnish with tortilla chips. Serve with chopped tomatoes, sliced olives, sour cream and taco sauce in separate dishes.