1 stick butter
1 c. flour
1/2 c. chopped nuts
8 oz. cream cheese (may use low or nonfat)
1 c. confectioners sugar
1 c. Cool Whip (nonfat may be used)
2 small pkg. instant chocolate (or lemon) pudding mix
2 1/2 c. cold milk (skim may be used)

Blend first 3 ingredients with beater until flaky. Press into ungreased 13 x 9-inch pan.

Bake at 350°F for 20 minutes. Cool. Blend next 3 ingredients well and spread on crust carefully. Mix pudding and milk with beater. Pour over top of cheese mixture. Top with more Cool Whip. Garnish with nuts and refrigerate.