1 lb. lean ground beef
1 lg. onion, chopped
1 tsp. Lawry's seasoned salt
2 cans refried beans (1 lb. size)
1 pkg. Lawry's taco seasoning mix
2 c. grated Monterey Jack cheese
1 c. grated Cheddar cheese
1 bag Nacho chips
3/4 c. Rosarita chunky salsa dip
Garnish with olives
Green onions
Chopped tomatoes
Sour cream
Guacamole

Brown meat and onion. Drain well and add seasoned salt. Combine beans, taco seasoning mix and Monterey Jack cheese; mix well and spread in shallow baking dish. Cover with meat mixture. Pour salsa over meat. Sprinkle top with Cheddar cheese. Bake uncovered in 400 degree oven for 20-25 minutes or until thoroughly heated. Make 6 main dish servings or about 15 appetizer servings.