1-1 1/2 lbs. ground beef
1 med. onion, chopped
3 cans refried beans
1 sm. can green chilies, chopped
1 med. jar picante sauce
1 pkg. grated cheddar or Monterey Jack cheese
Worcestershire sauce
Garlic powder

Saute the onion with the ground beef; drain. Mix in the jar picante sauce, refried beans, and chilies. Add package of grated cheese, Worcestershire sauce and garlic powder to taste. Heat through. Serve with tortilla chips. This may be frozen. To thaw, just place in the refrigerator.

NOTE: If you prefer a milder sauce, do not add the green chilies.