1/2 lb. ground beef
1 can refried beans
1/2 pkg. taco seasoning
1/2 c. onions
1 pt. sour cream
1 c. cheese, grated
Onions/olives for garnish
Nacho chips for dipping

Brown ground beef; rinse and drain. Add refried beans and onion. Cook until creamy. Add seasoning mix and 1/2 cup water. Cook 2 minutes. Pour and spread into shallow 9 x 13 inch microwaveable dish. Add grated cheese and melt in microwave. Remove when all cheese is melted. Add sour cream; top with onion, olive as garnish. Guacamole can be used also as a topping.