1 (16 oz.) bag frozen broccoli, cauliflower & carrots
1 c. shredded Swiss cheese
1/3 c. light sour cream
1/4 tsp. pepper
20 crushed Ritz crackers or 1/2 c. bread crumbs

Mix all ingredients but crackers. Spread in large casserole. Sprinkle with crackers. Bake at 350 degrees for 30 minutes.