1 pkg. lg. flour tortillas (6)
2 c. shredded cheddar cheese
2 c. shredded Monterey Jack cheese
16 oz. jar mild taco sauce
1/2 tsp. salt
1/2 tsp. pepper
1/2 c. water
16 oz. sour cream
2 lbs. hamburger
1 med. onion, chopped
2 tbsp. chili powder
1 tbsp. cumin
1 tbsp. crushed red pepper

Brown beef and onion until done, drain grease. Add spices and 1/2 cup water. Cook long enough for water to evaporate. Preheat oven to 325 degrees. Grease 9"x13" pan.

Pour 1/4 cup sauce in pan, layer 2 tortillas on top, then layer another 1/4 cup sauce, 1/2 of beef mixture, 1/2 sour cream and 1/3 of the 2 cheeses mixed together. Repeat this layer.

Last layer is just 2 tortillas, 1/4 cup sauce and remaining cheese. Cover with foil.

Bake at 325 degrees for 1 hour. Remove foil and bake uncovered an additional 15 minutes. Serve with additional taco sauce and sour cream if desired.

This casserole can be made the night before and kept in refrigerator or until ready to be baked.