1 c. milk
1 c. water
1 tsp. salt
1/4 tsp. pepper
4 sliced potatoes
4 carrot sticks
1 med. onion, sliced
1 tbsp. butter
2 c. shredded Cheddar cheese
1 c. coarsely crumbled crackers

Heat milk and water to boiling point. Add seasonings, potatoes, carrots and onion; cover. Simmer until vegetables are tender; do not drain. Add butter, cheese and cracker crumbs; heat just until cheese is melted.