1 can refried beans
1 c. Bisquick
1/4 c. water
1 lb. hamburger, browned
1 (16 oz.) jar medium salsa sauce
1 1/2 c. shredded cheese
Sliced green or black olives

Mix together first 3 ingredients and put in bottom of greased 9 x 13 pan. Layer top with hamburger, salt, cheese and olives. Bake at 375 degrees for 30 minutes. Serve with lettuce and sour cream.