2 c. water
2 c. diced potatoes
1/2 c. diced carrots
1/2 c. diced celery
1/4 c. chopped onion
1 tsp. salt
1/4 tsp. pepper

WHITE SAUCE:

1/4 c. butter
1/4 c. flour
2 c. milk
2 c. cheddar cheese, grated
1 c. cubed ham

Combine water, potatoes, carrots, celery, onion, salt and pepper in large kettle. Boil 10 to 12 minutes. Meanwhile in small saucepan, make white sauce by melting butter. Add flour and stir until smooth (about 1 minute). Slowly add milk; cook until thickened. Add grated cheese to white sauce; stir until melted. Add white sauce and cubed ham to vegetables that have not been drained. Heat thoroughly. Serves 6.