1 lb. hamburger
15 oz. can refried beans
12 oz. jar picante sauce
8 oz. sour cream
1 block Monterey Jack cheese with jalapeno peppers

Brown hamburger. Place in bottom of casserole dish. Cover with refried beans. Add layer of picante sauce. Add layer of sour cream. Top with grated cheese.

Cook in microwave 8 to 12 minutes or cook in oven at 325 for 20 to 25 minutes.

Picante sauce mild or hot, as desired.

May also add layer of jalapeno peppers for a real "hot taste". Serve with nachos.