1 c. flour
1/2 c. butter
1 c. finely chopped pecans or walnuts

Mix the flour and butter together until they form small crumbs. Use a pastry blender or fork. Stir in pecans. Press into a 9 x 13 pan. Bake 20 minutes at 350 degrees.

MIDDLE LAYER:

1 (8 oz.) pkg. softened cream cheese
1 c. confectioners sugar
1 (8 oz.) whipped topping

Beat cream cheese and confectioners sugar until smooth. Add whipped topping and spread on cooled crust.

TOP LAYER:

1 (4 serving size) pkg. instant vanilla pudding
1 (4 serving size) pkg. instant chocolate pudding (or 2 butterscotch)
3 c. milk
1 (8 oz.) whipped topping
1 (1.45 oz.) milk chocolate bar, grated