1 can bean dip
1 c. sour cream
1 (8 oz.) pkg. cream cheese
1/2 pkg. taco seasoning mix
1/4 tsp. salt
1/4 tsp. Tabasco sauce (optional)
1/4 lb. (4 oz.) Cheddar cheese, grated
1/4 lb. (4 oz.) Monterey Jack cheese, grated

Mix first 6 ingredients together. Spray 6 x 9-inch pan with Pam. Pour 1/2 of mixture into pan and add 1/2 of each kind of cheese. Repeat layers.

Bake at 350°F for 30 minutes. Serve with nacho chips.