1 (14 oz.) can sweetened condensed milk
1 c. peanut butter chips
1 c. chocolate chips

Put half of the can of sweetened condensed milk and 1 cup of peanut butter chips in microwavable bowl. Microwave on high for 1 1/2 minutes or until melted. Mix until creamy. Line an 8x8 inch pan with tin foil. Pour in melted peanut butter mixture.

Repeat above process with other half of milk and chocolate chips. Pour over top peanut butter mixture. Chill at least 2 hours. Cut up and serve.