1 pkg. (8 oz.) cream cheese, softened
2 1/4 c. milk, divided
1 pkg. (3 1/2 oz.) vanilla instant pudding mix
24 vanilla wafers, whole
2 c. banana slices

Combine cream cheese and 1/2 cup of milk, mixing at medium speed on electric mixer until well blended. Add remaining milk and pudding mix. Beat at low speed 1 minute.

Layer 1/3 of the pudding mixture, half of the wafers, and half of the bananas in a 1 1/2 quart serving bowl. Repeat layers. Top with the remaining pudding.

Cover surface with wax paper or plastic wrap. Chill. Garnish with additional banana slices and wafers.

Makes 8 to 10 servings.