1 lg. pkg.instant chocolate pudding (or vanilla)
1 lg. Cool Whip
1 angel food cake
3 or 4 bananas (or strawberries, if using vanilla pudding)

Make instant pudding as directed on package. Bread angel food cake into bite sized pieces. Cut bananas into slices, (if using strawberries, clean and slice). In a large bowl, layer ingredients as follows:

Pudding, fruit, pieces of cake, cover with Cool Whip. Continue in the same order ending with cake, Cool Whip. Refrigerate. Scoop into bowls when serving. Cool and refreshing.