2 tbsp. butter
4 tsp. all-purpose flour
1/8 tsp. garlic powder
3/4 cup milk
1 1/2 cups (6 oz.) shredded sharp Cheddar cheese
1 (3 oz.) pkg cream cheese, cubed
3 (10 oz.) pkg. frozen whole kernel corn, thawed
2/3 cup diced ham (3 oz.)

Melt butter in a heavy saucepan over low heat; whisk in flour and garlic powder. Cook, whisking constantly, 1 minute. Gradually whisk in milk; cook over medium heat, whisking until thickened. Add cheeses; cook over low heat, stirring until melted. Stir in corn and ham. Pour into a greased 2 quart baking dish.

Bake at 350°F for 45 minutes.

Yield: 8 servings.