1 can Eagle Brand milk
1 1/2 c. cold water
4 oz. pkg. instant vanilla pudding mix
1 med. container Cool Whip
36 vanilla wafers
3 med. bananas, sliced and dipped in lemon juice

In large bowl, combine milk and water. Add pudding mix, beat well. Chill 5 minutes. Fold in Cool Whip. Spoon 1 cup of pudding mixture into 2 1/2 quart glass serving bowl. Top with 1/3 each of the wafers, bananas and pudding. Repeat layering twice, ending with pudding. Chill and garnish as desired. Refrigerate leftovers.