1 (14 oz.) can Eagle Brand sweetened condensed milk
1 1/2 c. cold water
1 (4 serving size) instant vanilla pudding mix
2 c. whipping cream, whipped
36 vanilla wafers
3 med. bananas, sliced, coat with lemon juice to prevent turning brown

In large bowl, combine sweetened condensed milk and water. Add pudding mix, and beat well. Chill 5 minutes. Fold in whipped cream. Spoon 1 cup pudding mixture into a 2 1/2 quart glass serving bowl. Top with 1/3 each of the wafers, bananas, and pudding. Repeat layering, ending with pudding on top. Cover and chill.