1 (14 oz.) can Eagle Brand condensed milk
1 1/2 c. cold water
1 sm. pkg. instant vanilla pudding mix
2 c. Cool Whip
3 c. vanilla wafers
3 med. bananas, sliced & dipped in real lemon juice

In bowl combine sweetened condensed milk and water. Add pudding mix and beat well. Chill 5 minutes. Fold in Cool Whip. Spoon 1 cup pudding mixture into 2 1/2 quart glass serving bowl. Top with 1/3 each of the wafers, bananas and pudding. Repeat twice, ending with pudding. Chill.