1 stick butter
1 c. flour
1 c. chopped nuts
1 (8 oz.) pkg. softened cream cheese
1 c. confectioners sugar
1 c. Cool Whip
2 (4 oz.) pkg. milk chocolate instant pudding
3 1/2 c. milk
1 tsp. vanilla

Mix butter, flour and nuts; spread in bottom of 2-quart baking dish.

Bake in 350°F oven for 15 minutes. Chill well. Mix cream cheese, confectioners sugar and Cool Whip; spread over first layer. Combine pudding, milk and vanilla; spread over cheese layer. Spread 1 cup Cool Whip on top of chocolate pudding. Sprinkle with chopped nuts or chocolate swirls. Chill well.