1 pkg. taco seasoning mix
1 can refried beans
8 oz. avocado dip
1 sm. onion, chopped
1 sm. tomato, chopped
8 oz. sour cream
1 sm. can mild chilies, chopped
1 pkg. cheese, grated
1 sm. can black olives, chopped
1 bag chips (tostitos)

Mix refried beans and taco seasoning mix. Spread mixture flat on large serving platter. On top of mixture, add the following layers: avocado dip, chopped olives, onion, tomato, chilies, sour cream and grated cheese. Refrigerate for several hours or overnight. Serve with your favorite chips. It usually serves better with a knife as it is thick. A true crowd pleaser for a minimum amount of effort.