1 lg. graham cracker pie crust
1 (3 oz.) pkg. cream cheese, softened
2 tbsp. sugar
1 tbsp. milk
1 (8 oz.) Cool Whip, thawed
1 pkg. (4 serving size) chocolate instant pudding
1 3/4 c. cold milk

Beat cream cheese with sugar and milk (1 tablespoon) until smooth. Fold in 1/2 whipped topping. Spread over crust. Prepare pudding with 1 3/4 cup cold milk. Pour over cream cheese layer. Chill several hours or overnight. Spread remaining whipped topping over pudding. Garnish with grated chocolate or nuts, if desired. Serves 6.