2 (16 oz.) cans fruit cocktail, drained
1 (8 oz.) pkg. Philadelphia cream cheese (in aluminum wrap)
1 can condensed milk
Optional:
1/2 c. chopped nuts
1 banana
1 c. miniature marshmallows

Stir cream cheese until soft and creamy. Blend in condensed milk. Mix until it becomes saucy. Combine fruit cocktail with sauce mixture and any one of the options above. Chill and serve in fruit cups.