1 lb. ground beef
3 cans refried beans
1 can mild enchilada sauce
1 pkg. tortillas
14 oz. can pitted black olives, sliced
2 lg. yellow onions, diced
1 lb. grated colby cheese
1/2 tsp. garlic
1/4 tsp. cumin

Brown ground beef; do not drain. Add refried beans; mix. Simmer for 10 minutes. Layer in 8 1/2" x 11" baking pan:

1 layer tortillas

1 layer beef & bean mixture

1 layer onions

1 layer black olives

1 layer cheese

Add 1/2 can enchilada sauce over top. Add second layer, top with remaining sauce. Bake at 350 degrees or until cheese is bubbly.