1 can refried beans
1 cup sour cream
1 cup avocado
1 package taco seasoning
lettuce
onion
tomato
cheese
black olives

Put on flat serving tray. First refried beans, then mix sour cream, avocado and taco seasoning and put that on the beans. Then top in order: chopped lettuce, onion, tomato, grated cheese, and sliced black olives. Serve with your favorite chips.