1/2 cup (1 stick) butter
1 1/2 cups graham cracker crumbs
1 (14 oz.) can Eagle Brand sweetened condensed milk
1 (12 oz.) pkg. semi-sweet chocolate chips
1 (6 oz.) pkg. peanut butter chips

Preheat oven to 350°F (or 325°F if using glass dish).

In a 13x9-inch baking pan, melt butter in oven. Sprinkle crumbs evenly over bottom of pan. Pour condensed milk evenly over crumbs. Top with chips; press down firmly.

Bake 25 to 30 minutes. Cool and cut into bars.

Submitted by: Lou Whitaker