1 c. chopped pecans
1 c. flour
1/2 c. butter
3 tbsp. sugar
8 oz. cream cheese
1/4 c. powdered sugar
1/2 (8 oz.) container Cool Whip
2 c. milk
1 pkg. vanilla instant pudding
1 pkg. chocolate instant pudding

Mix together first 4 ingredients and press into 9 x 13 pan. Bake at 350 degrees for 25 minutes. Cool.

Mix cream cheese, Cool Whip, and powdered sugar; spread over crust. Mix milk, and puddings; spread over top of other two layers. Let sit. Cover with remaining Cool Whip. Sprinkle with miniature chocolate chips.