MUFFINS:

1 1/2 c. flour
1/4 c. sugar
2 tsp. baking powder
1/2 tsp. cinnamon
1/4 tsp. salt
1/8 tsp. nutmeg
1 c. apple, pared & shredded
1/2 c. milk
1/4 c. vegetable oil
1 egg, beaten

STREUSEL TOPPING:

1/3 c. brown sugar
2 tbsp. flour
1/2 tsp. cinnamon
2 tbsp. butter
1/3 c. chopped walnuts

In medium bowl, sift together flour, sugar, baking powder, cinnamon, salt and nutmeg. Stir in apple; set aside. In small bowl combine milk, oil and egg until blended. Add to dry ingredients; stir just until moistened. Spoon half of batter into 12 greased muffin cups.

Make topping by mixing all ingredients together and sprinkle on muffins, reserving 3 tablespoons. Cover each muffin with remaining half of batter. Sprinkle reserved topping on muffins. Bake at 400 degrees for 20 to 25 minutes. (Recipe makes up in loaf by spooning into loaf pan and baking at 350 degrees for 45 to 50 minutes.)