1 lb. ground beef
1 c. chopped onion
1/2 c. green pepper
1 pkg. prepared taco seasoning
1 c. prepared baking mix
3 eggs
1 c. shredded Cheddar cheese
1 (16 oz.) can refried beans
1 c. milk

Brown meat in skillet (drain). Add onion and green pepper. Cook until tender. Stir in taco seasoning mix and refried beans.

Mix baking mix, eggs and milk. Pour 1/2 into greased 8x8x2 baking dish. Pour meat mixture evenly into pan over batter. Top with 1/4 cheese. Pour remainder of batter over top.

Bake 20-25 minutes at 400 degrees or until golden brown. Garnish with remainder of cheese and olives if you have them.