1 (1 lb.) can refried beans
2 1/2 tbsp. onion
1 c. grated Monterey Jack cheese
3 chicken breasts, sauteed and diced
1/2 c. taco sauce
1/2 c. grated cheddar cheese
Tortilla chips
Sour cream
Chopped green onions (garnish)
Sliced ripe olives (garnish)

In medium bowl combine beans, onions and Jack cheese. Spread in bottom of 8x8x2 glass pan. Combine sauteed diced chicken and taco sauce and put over beans. Top with cheddar cheese. Bake uncovered at 400 degrees for 20 minutes. Tuck chips around edge and add sour cream, onions and olives to garnish.