1 lb. ground beef
1 sm. bottle salsa of choice
1/2 c. sour cream
1/4 c. chopped scallions and/or black olives (more or less to taste)
1 c. shredded cheese (Cheddar, Monterey Jack)
Lettuce, tomatoes; chopped
Nacho chips

Brown ground beef and drain; stir in salsa. Transfer to shallow, oven proof serving dish. Spread with sour cream; sprinkle with scallions/olives and shredded cheese. (Can refrigerate until ready to serve.)

Bake at 350 degrees 1/2 hour (or microwave until cheese is melted and mixture is evenly heated). Sprinkle with lettuce/tomato and serve with nacho chips.