1 (8 oz.) carton sour cream
1 pkg. taco seasoning

Mix together.

1 lg. can refried beans
2 c. chopped lettuce
2 c. diced tomatoes
2 c. shredded cheese
1 can chopped olives
1 lg. bag tortilla chips

In large casserole dish spread refried beans on bottom. Next spread sour cream and taco seasoning over beans. Add lettuce, then tomatoes, then cheese and top with olives.