1 (16 oz.) can refried beans
8 oz. cream cheese
8 oz. sour cream
1 env. taco mix
4 oz. cheddar cheese, finely shredded
4 oz. Monterey Jack cheese, finely shredded
1 lg. or 2 med. tomatoes, chopped and drained
2-3 green onions, chopped
1 sm. can chopped ripe olives

Spread refried beans in bottom of large serving bowl. Mix together scream cheese, sour cream, and taco mix; spread mixture over beans. Top with Guacamole Mix.

GUACAMOLE MIX:

4 med. or 2 lg. avocados, mashed
1/2 tsp. seasoned salt
2 tbsp. lemon or lime juice
1/2 tsp. Worcestershire sauce
1/8 tsp. Tabasco; optional

Combine all ingredients and chill until ready to assemble traveling taco. Mix shredded cheeses together and sprinkle over guacamole. Garnish with chopped tomatoes, green onions, and olives. Serve at room temperature. Use corn or tortilla chips to scoop out the dip.