1 3/4 c. water
1 lb. hamburger
1 pkg. burrito mix
1 can refried beans
Black olives
Grated cheddar cheese
Sour cream
Salsa or picante sauce (hot or mild)
Burrito shell

Brown hamburger; drain grease, add mix and refried beans and water, let simmer, put sauce on shell add olives, cheese, sour cream, salsa or picante or what ever you like.

Taco mix can be used instead of burrito mix and refried beans.