Refried beans (1 can)
Sour cream
Guacamole dip
Chopped ripe olives
Chopped onions
Lettuce, shredded
Sharp Cheddar, shredded
Salsa sauce

Spread can of refried beans on large plate or platter. Spread sour cream on top of that. Next, spread guacamole dip over all. Spread chopped olives next. Then, chopped onions. Cover with shredded lettuce and grated cheese. Last, salsa sauce on top. Refrigerate 2 hours before serving with vegetables or crackers - pretzels.