2 tbsp. vegetable oil
2 med. stalks celery, chopped
1 med. onion, chopped
1 med. green pepper, chopped
1 lg. carrot, chopped
1 sm. zucchini, chopped
1 can red kidney beans
1 (4 oz.) can green chilies, chopped
1 (28 oz.) can tomatoes
1/2 tsp. oregano
1/2 tsp. salt (optional)
1 (4 oz.) pkg. shredded cheese (optional)
1 can pinto beans

In a large Dutch oven, heat oil and saute onions, celery and green pepper. Add remaining ingredients and bring to a boil. Cook 15 minutes.