1 lg. box vanilla instant pudding
1 can sweetened condensed milk
4 or 5 sliced bananas
3 c. milk
1 box vanilla wafers
1 (12 oz.) carton Cool Whip

Mix pudding with 3 cups milk. Let set about 5 minutes, then stir in sweetened condensed milk. Fold in about 3/4 of the carton of Cool Whip. Layer vanilla wafers, bananas and pudding mixture. Top with remaining Cool Whip and chill.