3 c. thinly sliced potatoes
1 sm. onion, thinly sliced
1 c. thinly sliced carrots
2 c. diced cooked ham
2 tbsp. flour
1 can cheddar cheese soup
1/2 c. milk
1/8 tsp. pepper

Preheat oven to 350 degrees. Combine potatoes, onions, carrots and ham, place in 9 x 13 inch greased pan. Blend together the flour, soup, milk and pepper in a saucepan and cook, stirring constantly until mixture boils. Pour over vegetables and ham. Cover and bake 1 hour. Remove. Makes 8 to 10 servings.