2 c. dry navy beans
2 c. chopped peeled potatoes
1 c. chopped onions
1/2 c. shredded carrots
1 tbsp. catsup
1 tsp. salt
Pepper to suit
Chopped ham, optional

Soak beans in 5 cups water in covered pan. Bring to boil, reduce heat; simmer for 2 minutes. Remove from stove, let stand in covered pan for 1 hour. Drain. Add fresh water about 8 cups. Bring to boil. Reduce heat, cook on medium heat 1 hour or until beans are tender. Add remaining ingredients, bring to boil. Reduce heat to simmer for 30 minutes.