1 lb. hamburger
1/2 onion, chopped
1 (16 oz.) can refried beans
103 oz. can green chilis, dried
1/2 lb. Cheddar cheese, grated
1/2 lb. Monterey cheese, grated
1-12 oz. container sour cream
1 c. black olives, sliced
1/2 c. chopped green onions

Grate cheese & mix together. Brown hamburger and onion; drain. Grease a 9x13 inch pan. Layer 1 can beans, hamburger, chilis & cheeses. Bake at 400 degrees for about 15-20 minutes until cheese melt and beans are hot. Top with sour cream.