1 (8 oz.) pkg. cream cheese
1 c. sour cream
1 (8 oz.) bottle taco sauce
1 (8 oz.) pkg. shredded Cheddar cheese
1 (8 oz.) pkg. taco-flavored cheese
1 med. onion
1 c. shredded lettuce
1 lg. tomato, chopped
Green or black olives, cut

Mix first 3 ingredients together and spread in 9x13 inch pan and top with remaining ingredients.