1 c. flour
2 tbsp. sugar
1/2 c. butter
8 oz. cream cheese
1 c. Cool Whip plus remainder for topping
1 c. powdered sugar
2 pkgs. vanilla instant pudding
3 c. milk
2 bananas, sliced

Combine flour, sugar, butter, and nuts in bottom of 13x9 pan. Bake at 375 degrees for 12 minutes or until done. Cool. Combine cream cheese, Cool Whip and powdered sugar; pour onto crust. Top with sliced bananas.

Mix pudding with 3 cups milk. Spread over bananas. Top with remaining Cool Whip. Refrigerate.

You can substitute vanilla pudding with chocolate or pistachio or add coconut or mini chocolate chips to vanilla.