Use a 9 x 13 inch pan (for shallow dip) or a bowl (for deeper dip).

1 (16 oz.) can refried beans
1 lg. hamburger, browned and mixed with 1 pkg. taco seasoning mix
8 oz. salsa or taco sauce
1 can Campbell's nacho cheese soup

Heat in microwave or oven at 350 degrees for 20 to 30 minutes. Serve with nacho chips. Top with black olives and sour cream.