16 oz. refried beans
1/2 pkg. taco seasoning mix
1 (6 oz.) carton avocado dip
1 (8 oz.) sour cream
1 (4 1/2 oz.) can chopped ripe olives
1 (4 oz.) can chopped green chilies
1 1/2 c. shredded Monterey Jack cheese

Combine beans and taco mix. Spread evenly in 12"x9" shallow pan. Layer remaining ingredients in order listed. Serve with Doritos or corn chips. Also good with chopped tomatoes and green onions.