1 c. buttermilk
1 sm. instant vanilla pudding
1 (8 oz.) Cool Whip
1 (20 oz.) can pineapple chunks, drained
1 lg. can mandarin oranges, drained
1/2 pkg. chocolate covered graham crackers, broken in sm. pieces

Beat buttermilk and instant vanilla pudding until thick. Add Cool Whip, pineapple chunks, mandarin oranges. Beat all together. Just before serving, add the chocolate covered graham cracker cookies broken in small pieces.