MUFFINS:

1 1/2 c. flour
1/4 c. sugar
2 tsp. baking powder
1/2 tsp. cinnamon
1/4 tsp. salt
1/8 tsp. nutmeg
1 c. apple, pared & shredded
1/2 c. milk
1/4 c. vegetable oil
1 egg, beaten

STREUSEL TOPPING:

1/3 c. brown sugar
2 tbsp. flour
1/2 tsp. cinnamon
2 tbsp. butter
1/3 c. chopped nuts

In medium bowl, sift together flour, sugar, baking powder, cinnamon, salt and nutmeg. Stir in apple; set aside. In small bowl, combine milk, oil and egg until blended. Add to dry ingredients; stir just until moistened. Spoon 1/2 of batter into 12 greased muffin cups. Make topping by mixing together brown sugar, flour, cinnamon, butter and nuts and sprinkle on muffins, reserving 3 tablespoons topping.

Cover each muffin with remaining half of batter. Sprinkle reserved topping on muffins. Bake at 400 degrees for 20 to 25 minutes.