1 (14 oz.) can Eagle brand sweetened condensed milk
1 1/2 c. water
1 (4 serving size) pkg. instant vanilla pudding mix
2 c. whipping cream (Cool Whip, 8 oz.)
Vanilla wafers
Bananas dipped in lemon juice

In large bowl, combine Eagle brand milk and water, add pudding mix, beat well. Chill for 5 minutes, fold in Cool Whip. Layer bowl with bananas and vanilla wafers and pudding mixture.