1 (8 oz.) pkg. cream cheese
1 (14 oz.) can sweetened condensed milk
1 (8 oz.) tub whipped topping, thawed
1 (7 oz.) marshmallow creme (or fluff)
1/2 cup coconut flakes (optional)

With hand mixer, combine cream cheese, sweetened condensed milk, whipped topping and marshmallow creme. Stir in coconut, if desired.

Serve with your favorite sliced fruit (or just grab a spoon and dig in).

Submitted by: Stephanie Roach