STREUSEL:

1/2 c. brown sugar
1/2 c. flour
1/4 c. butter
1/4 c. walnuts
1 c. chocolate chips

CAKE:

1 (8 oz.) pkg. cream cheese
1 1/2 c. sugar
3/4 c. butter
3 eggs
3/4 tsp. vanilla
2 1/2 c. flour
1 1/2 tsp. baking powder
3/4 tsp. baking soda
1/4 tsp. salt
3/4 c. milk

For streusel, combine brown sugar and flour. Cut in butter until mixture resembles coarse crumbs. Stir in walnuts and chocolate chips. Set aside. Grease and flour a 13 x 9 x 2 inch pan, combine cream cheese, sugar and butter, mixing at medium speed until well blended. Add combined dry ingredients alternately with milk, mixing well after each addition. Spoon batter into prepared pan. Sprinkle with crumb mixture. Bake at 350 degrees for 40 minutes. Cool.